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SOFTWARE ENGINEER JOBS

Clutch

Senior Software Engineer

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Description

About the Role

  • Own end-to-end delivery of integration projects — from technical discovery and design through deployment — partnering closely with Product, Implementation, and clients to ensure alignment and impact.

  • Evaluate scope and requirements critically: surface ambiguities early, challenge assumptions, and reframe trade-offs to ensure clarity before execution.

  • Communicate progress, risks, and blockers proactively through tickets, stand-ups, and async updates, ensuring clarity and predictability for teammates and stakeholders.

  • Contribute thoughtful, detailed peer reviews that raise the bar for code quality, maintainability, and extensibility.

  • Drive continuous improvement by identifying technical debt, proposing design or tooling enhancements, and sharing best practices that improve team velocity and reliability.

  • Collaborate cross-functionally with empathy and clarity, ensuring requirements are well-scoped and trade-offs are clearly communicated.

About the Team

  • A fast-moving Integration squad connecting banking COREs to Clutch’s platform.

  • Success hinges less on raw code complexity and more on understanding product context, making sound trade-offs, and coordinating with multiple parties.

  • We collaborate closely with Product, clients, and other engineering teams to deliver production-ready integrations quickly.

  • Transparency and balanced workload are core values: everyone is expected to surface blockers early and help redistribute work when needed.

  • We champion autonomy—engineers are trusted to take initiative, switch contexts effectively, and push changes all the way to production.

What You’ll Do

Within 3 months, you will:

  • Debug and resolve issues independently, providing clear root-cause analysis and documenting learnings.

  • Take ownership of smaller features end-to-end, from clarifying requirements to deployment.

  • Build working knowledge of multiple core integrations and explain their impact on the product.

  • Proactively ask questions, surface risks, and challenge assumptions early to improve clarity and scope of work.

Within 6 months, you will:

  • Drive predictable delivery by proactively communicating progress, risks, and blockers without being prompted.

  • Confidently operate across different integration contexts, making informed tradeoffs and documenting decisions.

  • Lead technical implementation for a feature or partner go-live, coordinating with stakeholders for alignment.

  • Anticipate potential problems in requirements or design, reframing them with data and alternative solutions before they become blockers.

  • Contribute high-quality code reviews that not only ensure standards, but also provide mentorship and elevate peers’ design and coding practices.

Within 9 months, you will:

  • Lead and deliver a small-to-medium scoped project independently, including technical design, planning, and rollout.

  • Build trust with cross-functional and external stakeholders by representing engineering context and constraints clearly.

  • Proactively identify technical debt or process gaps and drive initiatives to resolve them with measurable impact.

  • Demonstrate readiness for the next level by consistently owning delivery, influencing peers, and shaping team practices that raise the overall bar.

What You’ll Bring

  • Strong product-oriented mindset, able to connect technical decisions with business impact.

  • Proven ability to debug and resolve complex issues independently, providing clear root-cause analysis and documenting learnings.

  • Experience collaborating cross-functionally with Product, Implementation, and external stakeholders to align on scope and trade-offs.

  • Consistent ownership of small-to-medium projects end-to-end, from discovery and design to deployment and follow-up.

  • Ability to critically evaluate requirements, anticipate risks, and propose pragmatic alternatives that improve clarity and delivery outcomes.

  • Proficient in advanced English communication, both written and spoken.

  • Plus: previous experience with integrations or core banking systems is a strong differentiator.

Please note that this role may evolve as our business needs change, so we appreciate your flexibility and adaptability.

What’s In It For You?

  • Remote Flexibility: Enjoy the freedom of remote work from anywhere, balancing life and career seamlessly.

  • Unforgettable Off-Sites: Twice a year, bond with colleagues in exciting destinations, fostering teamwork and fresh ideas.

  • Paid Time Off and National Holidays: Enjoy 20 PTO days yearly and the National Holidays for relaxation and rejuvenation.

  • Stock Options: Joining us means having a stake in our success, so you'll receive stock options as part of your compensation package.

  • Home Office Setup: Create your ideal workspace with a dedicated budget for home office essentials.

  • Work Trip Budget: Grow personally and professionally with a budget for work-related trips and co-working.

About Us

Clutch is a revolutionary vertical SaaS company, proudly backed by Andreessen Horowitz (A16z), aimed at revolutionizing the way Credit Unions engage and change the lives of their members. As a champion of financial well-being, we address the urgent need for affordable lending solutions in an era where the average American grapples with over $155,000 in household debt.  Unlike traditional financial institutions, Clutch develops software to turn Credit Unions into FinTech lenders and leverage their balance sheets to responsibly lend to over 130M Americans. Our mission extends beyond mere financial transactions; we strive to fundamentally enhance the way credit unions interact with their members. By integrating cutting-edge technologies and user-centric designs, we help credit unions provide seamless digital experiences that are on par with leading tech companies. This approach not only preserves but revitalizes the longstanding tradition of community and member-focused service inherent to credit unions.

Please note: This position is offered on a contractor basis. Applicants must have the necessary documentation and authorization to work in the country where the job is located. Clutch cannot provide sponsorship or assist with obtaining work permits for this role.

A Note About AI at Clutch
We love AI. We use it often and encourage our team to creatively and effectively leverage AI tools in their work. If you join Clutch, we hope you'll bring the same enthusiasm for exploring how AI can amplify impact, productivity, and innovation.

That said, during the interview process, we want to hear your thoughts. Please approach interviews without the use of AI tools—our goal is to get to know how you think, solve problems, and communicate. Once you're in the seat, bring on the prompts!